{"id":9084,"date":"2026-09-29T16:33:16","date_gmt":"2026-09-29T14:33:16","guid":{"rendered":"https:\/\/www.grospiron.com\/?post_type=glossary&#038;p=9084"},"modified":"2026-09-29T16:33:17","modified_gmt":"2026-09-29T14:33:17","slug":"caisse-francais-etranger-cfe-definition","status":"publish","type":"glossary","link":"https:\/\/www.grospiron.com\/fr\/glossaire\/caisse-francais-etranger-cfe-definition\/","title":{"rendered":"Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE)"},"content":{"rendered":"\n<div class=\"block block-spacing block-texte-image has-transparent-bg-color\" >\n    <div class=\"container\">\n        <div class=\"inner-content-container image-left-position \" >\n            <div class=\"text-side\">\n                                    <h2 class=\"title h2 anim-element translate-y\">D\u00e9finition et points cl\u00e9s<\/h2>\n                               \n                                    <div class=\"content-wrapper wysiwyg-content anim-element translate-y \"><p data-start=\"43\" data-end=\"198\">La <strong>Caisse des Fran\u00e7ais de l\u2019\u00c9tranger<\/strong>, appel\u00e9e <strong data-start=\"89\" data-end=\"96\">CFE<\/strong>, est un organisme de S\u00e9curit\u00e9 sociale destin\u00e9 aux personnes qui vivent ou travaillent hors de France.<\/p>\n<p data-start=\"200\" data-end=\"450\"><a href=\"https:\/\/www.cfe.fr\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">L\u2019adh\u00e9sion<\/a> est volontaire. Selon la formule choisie, la CFE peut couvrir les frais de sant\u00e9, les risques professionnels ou permettre de continuer \u00e0 cotiser au r\u00e9gime fran\u00e7ais de retraite pendant une expatriation.<\/p>\n<\/div>\n                \n                \n                                \n                                                                <\/div>\n            <div class=\"image-side anim-element translate-y\">\n                                    <div class=\"wrapper-image\">\n                        <img decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-15-jul-2026_-12_50_46_11zon.webp\" class=\"attachment-full size-full\" alt=\"Brochure de la Caisse des Fran\u00e7ais de l\u2019\u00c9tranger avec un passeport, un globe et un carnet de pr\u00e9paration \u00e0 l\u2019expatriation\" srcset=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-15-jul-2026_-12_50_46_11zon.webp 1536w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-15-jul-2026_-12_50_46_11zon-300x200.webp 300w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-15-jul-2026_-12_50_46_11zon-1024x683.webp 1024w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-15-jul-2026_-12_50_46_11zon-768x512.webp 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>                    <\/div>\n                                                    <div class=\"pattern primary\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"604\" height=\"604\" viewBox=\"0 0 604 604\" fill=\"none\">\n  <path d=\"M585.631 352.815L546.707 313.88C542.337 309.509 538.062 305.342 534.593 302.05C538.103 298.757 542.432 294.55 546.707 290.287L585.617 251.353C594.658 242.309 602.921 233.593 603.986 231.995V228.498C602.921 226.899 594.658 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371.209 603.689 372.138 603.867C373.066 604.044 374.582 604.044 375.511 603.867C376.44 603.689 385.877 594.864 394.918 585.807L585.631 395.041C594.672 385.998 602.948 377.282 604 375.683V372.186C602.935 370.588 594.672 361.872 585.631 352.828V352.815ZM99.5081 313.88C95.1377 309.509 90.8629 305.342 87.3939 302.05C90.8902 298.771 95.2333 294.563 99.5081 290.287L290.22 99.5083C294.632 95.0957 298.852 90.7651 302.157 87.2952C305.326 90.8198 309.423 95.1367 313.793 99.5083L504.506 290.287C508.767 294.55 513.11 298.757 516.62 302.05C513.164 305.328 508.876 309.509 504.506 313.88L313.793 504.659C309.764 508.689 305.667 513.211 302.417 517.145C299.084 513.634 294.755 509.195 290.22 504.659L99.5081 313.88Z\" \/>\n<\/svg><\/div> \n                            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"block block-spacing block-accordeon has-transparent-bg-color\" >\n    <div class=\"container\">\n        <div class=\"inner-content-container\">\n            <div class=\"heading\">\n                                    <div class=\"title h2 anim-element translate-y\">Ce qu&rsquo;il faut savoir <\/div>\n                                            <\/div>\n                            <ul class=\"accordeons-list\">\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">Pourquoi la CFE est-elle importante ?<\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"520\" data-end=\"694\">rsqu\u2019une personne s\u2019installe durablement \u00e0 l\u2019\u00e9tranger, sa protection sociale d\u00e9pend de son statut, de son pays de r\u00e9sidence et des \u00e9ventuels accords conclus avec la France.<\/p>\n<p data-start=\"696\" data-end=\"724\">La CFE permet notamment de :<\/p>\n<ul data-start=\"726\" data-end=\"1131\">\n<li data-section-id=\"1q5040k\" data-start=\"726\" data-end=\"792\">conserver un lien avec le syst\u00e8me fran\u00e7ais de protection sociale<\/li>\n<li data-section-id=\"yfb7xj\" data-start=\"793\" data-end=\"867\">b\u00e9n\u00e9ficier d\u2019une prise en charge de certains frais de sant\u00e9 \u00e0 l\u2019\u00e9tranger<\/li>\n<li data-section-id=\"17ffps1\" data-start=\"868\" data-end=\"922\">couvrir, selon le contrat, les membres de sa famille<\/li>\n<li data-section-id=\"1ldv7se\" data-start=\"923\" data-end=\"971\">continuer \u00e0 cotiser pour sa retraite fran\u00e7aise<\/li>\n<li data-section-id=\"10fcz49\" data-start=\"972\" data-end=\"1061\">pr\u00e9voir une protection contre les accidents du travail et les maladies professionnelles<\/li>\n<li data-section-id=\"qnuadv\" data-start=\"1062\" data-end=\"1131\">faciliter la continuit\u00e9 de certains droits lors du retour en France<\/li>\n<\/ul>\n<p data-start=\"1133\" data-end=\"1345\">L\u2019adh\u00e9sion \u00e0 la CFE ne dispense pas de cotiser au r\u00e9gime local lorsque celui-ci est obligatoire. Il est donc important d\u2019\u00e9tudier les r\u00e8gles du pays d\u2019accueil avant le d\u00e9part.<\/p>\n<p data-start=\"1347\" data-end=\"1621\">Les remboursements d\u00e9pendent \u00e9galement de l\u2019offre souscrite, du pays dans lequel les soins sont r\u00e9alis\u00e9s et des garanties pr\u00e9vues. Une assurance compl\u00e9mentaire peut \u00eatre n\u00e9cessaire pour couvrir tout ou partie des frais restant \u00e0 charge.<\/p>\n<\/div>\n                                                                                                    <a href=\"https:\/\/www.grospiron.com\/fr\/service-de-mobilite\/conseil-fiscal-expatriation\/\" target=\"_blank\" class=\"btn btn-simple btn-black\">\n                                        Page d\u00e9di\u00e9e : Fiscalit\u00e9                                         <span class=\"arrow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"12\" viewBox=\"0 0 20 12\" fill=\"none\">\n  <path d=\"M13 1.21045L18 6.21045L13 11.2104\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n  <path d=\"M18.3333 6.21045H0\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n<\/svg><\/span>\n                                    <\/a>\n                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">Exemple<\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"1681\" data-end=\"1789\">Vous quittez la France pour vous installer \u00e0 Tokyo dans le cadre d\u2019une nouvelle opportunit\u00e9 professionnelle.<\/p>\n<p data-start=\"1791\" data-end=\"1927\">Avant votre d\u00e9part, vous devez v\u00e9rifier comment vous et votre famille serez couverts en cas de maladie, d\u2019hospitalisation ou d\u2019accident.<\/p>\n<p data-start=\"1929\" data-end=\"1980\">Vous pouvez \u00e9tudier une adh\u00e9sion \u00e0 la CFE afin de :<\/p>\n<ul data-start=\"1982\" data-end=\"2301\">\n<li data-section-id=\"1mvj2p1\" data-start=\"1982\" data-end=\"2033\">conserver une protection li\u00e9e au syst\u00e8me fran\u00e7ais<\/li>\n<li data-section-id=\"s3qgpf\" data-start=\"2034\" data-end=\"2100\">obtenir le remboursement de certains soins r\u00e9alis\u00e9s \u00e0 l\u2019\u00e9tranger<\/li>\n<li data-section-id=\"1utcic3\" data-start=\"2101\" data-end=\"2172\">couvrir votre conjoint et vos enfants selon les conditions de l\u2019offre<\/li>\n<li data-section-id=\"t1mk06\" data-start=\"2173\" data-end=\"2224\">continuer \u00e0 cotiser pour votre retraite fran\u00e7aise<\/li>\n<li data-section-id=\"m2wnon\" data-start=\"2225\" data-end=\"2301\">compl\u00e9ter la couverture propos\u00e9e par votre employeur ou le r\u00e9gime japonais<\/li>\n<\/ul>\n<p data-start=\"2303\" data-end=\"2470\">\u25b7 La CFE peut constituer une base de protection, mais elle ne remplace pas automatiquement le r\u00e9gime obligatoire du pays d\u2019accueil ni une compl\u00e9mentaire sant\u00e9 adapt\u00e9e.<\/p>\n<p data-start=\"2472\" data-end=\"2630\">Avant de souscrire, il est recommand\u00e9 de comparer les garanties, les montants de remboursement, les cotisations et les \u00e9ventuels frais restant \u00e0 votre charge.<\/p>\n<p data-start=\"2632\" data-end=\"2741\"><strong>Vous pr\u00e9parez une installation au Japon ? D\u00e9couvrez les principales d\u00e9marches \u00e0 anticiper avant votre d\u00e9part.<\/strong><\/p>\n<p data-start=\"2743\" data-end=\"2803\">\n<\/div>\n                                                                                                    <a href=\"https:\/\/www.grospiron.com\/fr\/guides\/vivre-au-japon-expatriation-tradition-modernite\/\" target=\"_blank\" class=\"btn btn-simple btn-black\">\n                                        Vivre au Japon : Tout ce qu\u2019il faut savoir avant de partir                                        <span class=\"arrow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"12\" viewBox=\"0 0 20 12\" fill=\"none\">\n  <path d=\"M13 1.21045L18 6.21045L13 11.2104\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n  <path d=\"M18.3333 6.21045H0\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n<\/svg><\/span>\n                                    <\/a>\n                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">\u00c0 ne pas confondre <\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><ul>\n<li class=\"PDq2pG_selectionAnchorContainer\" data-start=\"2828\" data-end=\"3126\"><strong data-start=\"2828\" data-end=\"2861\">Assurance maladie fran\u00e7aise :<\/strong> r\u00e9gime obligatoire couvrant les personnes affili\u00e9es \u00e0 la S\u00e9curit\u00e9 sociale en France.<br data-start=\"2946\" data-end=\"2949\" \/>\u25b7 Une personne expatri\u00e9e ne reste pas automatiquement affili\u00e9e \u00e0 l\u2019Assurance maladie fran\u00e7aise, contrairement \u00e0 certains salari\u00e9s d\u00e9tach\u00e9s.<\/li>\n<li data-start=\"3128\" data-end=\"3353\"><strong data-start=\"3128\" data-end=\"3166\">Mutuelle ou compl\u00e9mentaire sant\u00e9 :<\/strong> contrat permettant de compl\u00e9ter les remboursements de l\u2019assurance principale.<br data-start=\"3244\" data-end=\"3247\" \/>\u25b7 La compl\u00e9mentaire peut prendre en charge une partie des d\u00e9penses qui ne sont pas rembours\u00e9es par la CFE.<\/li>\n<li data-start=\"3355\" data-end=\"3542\"><strong data-start=\"3355\" data-end=\"3383\">Assurance sant\u00e9 locale :<\/strong> couverture propos\u00e9e ou impos\u00e9e dans le pays de r\u00e9sidence.<br data-start=\"3441\" data-end=\"3444\" \/>\u25b7 Elle d\u00e9pend de la l\u00e9gislation locale et peut rester obligatoire m\u00eame en cas d\u2019adh\u00e9sion \u00e0 la CFE.<\/li>\n<\/ul>\n<h2 data-section-id=\"jxra9\" data-start=\"3544\" data-end=\"3567\"><\/h2>\n<\/div>\n                                                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">Le r\u00f4le de Grospiron <\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-6a5747c9-7394-83ed-a900-183b8b6fb36c-19\" data-is-intersecting=\"true\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-6a5747c9-7394-83ed-a900-183b8b6fb36c-19\" data-turn-id-container=\"request-6a5747c9-7394-83ed-a900-183b8b6fb36c-19\" data-testid=\"conversation-turn-46\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-15 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" data-conversation-screenshot-content=\"\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"47386fa0-0622-4618-84b2-9a1acc0f9c40\" data-turn-start-message=\"true\" data-message-model-slug=\"gpt-5-6-thinking\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"3569\" data-end=\"3737\">Dans le cadre d\u2019une mobilit\u00e9 internationale, nous vous aidons \u00e0 <strong>int\u00e9grer les principales formalit\u00e9s personnelles et administratives dans la pr\u00e9paration de votre d\u00e9part.<\/strong><\/p>\n<p data-start=\"3739\" data-end=\"3745\"><a href=\"https:\/\/www.grospiron.com\/fr\/pourquoi-grospiron\/qui-sommes-nous\/\" target=\"_blank\" rel=\"noopener\">Nous<\/a> :<\/p>\n<ul data-start=\"3747\" data-end=\"4092\">\n<li data-section-id=\"11iogac\" data-start=\"3747\" data-end=\"3815\">adaptons le calendrier du d\u00e9m\u00e9nagement \u00e0 votre date d\u2019expatriation<\/li>\n<li data-section-id=\"cvsf1k\" data-start=\"3816\" data-end=\"3880\">vous rappelons de conserver vos documents essentiels avec vous<\/li>\n<li data-section-id=\"udtzcr\" data-start=\"3881\" data-end=\"3946\">organisons s\u00e9par\u00e9ment l\u2019acheminement de vos effets prioritaires<\/li>\n<li data-section-id=\"jxjhwi\" data-start=\"3947\" data-end=\"4020\">coordonnons la livraison avec votre installation dans le pays d\u2019accueil<\/li>\n<li data-section-id=\"1ult7nw\" data-start=\"4021\" data-end=\"4092\">pr\u00e9voyons une solution de garde-meubles en cas de logement temporaire<\/li>\n<\/ul>\n<p data-start=\"4094\" data-end=\"4376\" data-is-last-node=\"\" data-is-only-node=\"\">Les d\u00e9marches aupr\u00e8s de la CFE restent effectu\u00e9es directement par l\u2019expatri\u00e9, son employeur ou un sp\u00e9cialiste de la protection sociale. Notre r\u00f4le consiste \u00e0 faciliter l\u2019organisation mat\u00e9rielle de votre mobilit\u00e9 afin que votre installation se d\u00e9roule dans les meilleures conditions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n                                                                                            <\/details>\n                        <\/li>\n                                    <\/ul>\n                                        \n<div class=\"wrapper-buttons horizontal anim-element translate-y\">\n                        <a\n            href=\"https:\/\/www.grospiron.com\/fr\/demande-de-devis\/\"\n            title=\"Demande de devis\"\n            target=\"_blank\"\n            class=\"btn btn-filled btn-black btn-primary-hover\"\n        >\n            <span class=\"btn-text\">Demande de devis<\/span>\n        <\/a>\n        <\/div>\n\n                    <\/div>\n    <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"template":"","glossary-cat":[],"class_list":["post-9084","glossary","type-glossary","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>D\u00e9finition : Caisse des Fran\u00e7ais de l\u2019\u00c9tranger (CFE)<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez le r\u00f4le de la Caisse des Fran\u00e7ais de l\u2019\u00c9tranger, ses garanties et son importance pour la protection sociale des expatri\u00e9s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.grospiron.com\/fr\/glossaire\/caisse-francais-etranger-cfe-definition\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" 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