{"id":9307,"date":"2026-10-01T17:06:27","date_gmt":"2026-10-01T15:06:27","guid":{"rendered":"https:\/\/www.grospiron.com\/?post_type=glossary&#038;p=9307"},"modified":"2026-10-01T17:06:28","modified_gmt":"2026-10-01T15:06:28","slug":"assurance-sante-internationale-expatriation","status":"publish","type":"glossary","link":"https:\/\/www.grospiron.com\/fr\/glossaire\/assurance-sante-internationale-expatriation\/","title":{"rendered":"Assurance sant\u00e9 internationale"},"content":{"rendered":"\n<div class=\"block block-spacing block-texte-image has-transparent-bg-color\" >\n    <div class=\"container\">\n        <div class=\"inner-content-container image-left-position \" >\n            <div class=\"text-side\">\n                                    <h2 class=\"title h2 anim-element translate-y\">D\u00e9finition et points cl\u00e9s<\/h2>\n                               \n                                    <div class=\"content-wrapper wysiwyg-content anim-element translate-y \"><p>Une assurance sant\u00e9 internationale est une <strong>couverture m\u00e9dicale<\/strong> destin\u00e9e aux personnes qui vivent, travaillent ou s\u00e9journent durablement \u00e0 l\u2019\u00e9tranger.<\/p>\n<p>Elle permet de prendre en charge tout ou partie des <strong>frais de sant\u00e9<\/strong> dans le pays d\u2019accueil et, selon le contrat, dans plusieurs pays.<\/p>\n<p>Elle peut couvrir notamment les consultations m\u00e9dicales, l\u2019hospitalisation, les m\u00e9dicaments, les soins sp\u00e9cialis\u00e9s ou encore l\u2019assistance et le rapatriement.<\/p>\n<\/div>\n                \n                \n                                \n                                                                <\/div>\n            <div class=\"image-side anim-element translate-y\">\n                                    <div class=\"wrapper-image\">\n                        <img decoding=\"async\" width=\"1254\" height=\"1254\" src=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330.png\" class=\"attachment-full size-full\" alt=\"5605532c 429a 4a35 80ce d1dc30fe9330\" srcset=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330.png 1254w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-300x300.png 300w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-1024x1024.png 1024w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-150x150.png 150w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-768x768.png 768w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-40x40.png 40w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-400x400.png 400w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-540x540.png 540w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-70x70.png 70w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-120x120.png 120w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/10\/5605532c-429a-4a35-80ce-d1dc30fe9330-60x60.png 60w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/>                    <\/div>\n                                                    <div class=\"pattern primary\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"604\" height=\"604\" viewBox=\"0 0 604 604\" fill=\"none\">\n  <path d=\"M585.631 352.815L546.707 313.88C542.337 309.509 538.062 305.342 534.593 302.05C538.103 298.757 542.432 294.55 546.707 290.287L585.617 251.353C594.658 242.309 602.921 233.593 603.986 231.995V228.498C602.921 226.899 594.658 218.183 585.617 209.14L394.905 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603.867C373.066 604.044 374.582 604.044 375.511 603.867C376.44 603.689 385.877 594.864 394.918 585.807L585.631 395.041C594.672 385.998 602.948 377.282 604 375.683V372.186C602.935 370.588 594.672 361.872 585.631 352.828V352.815ZM99.5081 313.88C95.1377 309.509 90.8629 305.342 87.3939 302.05C90.8902 298.771 95.2333 294.563 99.5081 290.287L290.22 99.5083C294.632 95.0957 298.852 90.7651 302.157 87.2952C305.326 90.8198 309.423 95.1367 313.793 99.5083L504.506 290.287C508.767 294.55 513.11 298.757 516.62 302.05C513.164 305.328 508.876 309.509 504.506 313.88L313.793 504.659C309.764 508.689 305.667 513.211 302.417 517.145C299.084 513.634 294.755 509.195 290.22 504.659L99.5081 313.88Z\" \/>\n<\/svg><\/div> \n                            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"block block-spacing block-accordeon has-transparent-bg-color\" >\n    <div class=\"container\">\n        <div class=\"inner-content-container\">\n            <div class=\"heading\">\n                                    <h2 class=\"title h2 anim-element translate-y\">Ce qu\u2019il faut savoir<\/h2>\n                                            <\/div>\n                            <ul class=\"accordeons-list\">\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">Pourquoi l\u2019Assurance Sant\u00e9 Internationale est-elle importante ?<\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><p>L\u2019assurance sant\u00e9 internationale est essentielle dans un contexte de mobilit\u00e9 internationale, car elle permet de :<\/p>\n<ul>\n<li>b\u00e9n\u00e9ficier d\u2019une <strong>couverture m\u00e9dicale<\/strong> \u00e0 l\u2019\u00e9tranger<\/li>\n<li>limiter les <strong>frais de sant\u00e9<\/strong> restant \u00e0 charge<\/li>\n<li>acc\u00e9der plus facilement aux <strong>soins<\/strong> dans le pays d\u2019accueil<\/li>\n<li>couvrir, selon le contrat, les <strong>hospitalisations<\/strong> et les <strong>soins courants<\/strong><\/li>\n<li>compl\u00e9ter une <strong>couverture locale<\/strong> ou celle de la <strong>CFE<\/strong><\/li>\n<\/ul>\n<p>Une couverture mal adapt\u00e9e peut entra\u00eener des <strong>frais m\u00e9dicaux importants<\/strong> ou une prise en charge <strong>insuffisante<\/strong> en cas de maladie ou d\u2019accident.<\/p>\n<\/div>\n                                                                                                    <a href=\"https:\/\/www.grospiron.com\/fr\/service-de-mobilite\/gestion-administrative-demenagement\/\" target=\"_blank\" class=\"btn btn-simple btn-black\">\n                                        Page d\u00e9di\u00e9e : Gestion administrative du d\u00e9m\u00e9nagement international                                        <span class=\"arrow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"12\" viewBox=\"0 0 20 12\" fill=\"none\">\n  <path d=\"M13 1.21045L18 6.21045L13 11.2104\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n  <path d=\"M18.3333 6.21045H0\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n<\/svg><\/span>\n                                    <\/a>\n                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">Exemple <\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><p>Vous souhaitez d\u00e9m\u00e9nager en <strong>Australie<\/strong> ?<\/p>\n<p>Selon votre situation, plusieurs solutions peuvent \u00eatre envisag\u00e9es pour votre <strong>couverture sant\u00e9<\/strong>:<\/p>\n<ul>\n<li>une <strong>assurance sant\u00e9 internationale<\/strong> pour b\u00e9n\u00e9ficier d\u2019une couverture adapt\u00e9e \u00e0 votre expatriation<\/li>\n<li>une <strong>assurance sant\u00e9 locale<\/strong> selon votre statut et les dispositifs auxquels vous avez acc\u00e8s en Australie<\/li>\n<li>la <strong>CFE<\/strong>, \u00e9ventuellement compl\u00e9t\u00e9e par une assurance priv\u00e9e, pour conserver un lien avec le syst\u00e8me fran\u00e7ais<\/li>\n<\/ul>\n<p>Le niveau de protection d\u00e9pend notamment de votre <strong>situation<\/strong>, de la <strong>dur\u00e9e<\/strong> de votre s\u00e9jour, des <strong>garanties<\/strong> choisies et de votre <strong>budget<\/strong>.<\/p>\n<p>\u25b7 Choisir une couverture adapt\u00e9e est important pour \u00e9viter des <strong>frais m\u00e9dicaux \u00e9lev\u00e9s<\/strong> ou une prise en charge <strong>insuffisante<\/strong> une fois sur place.<\/p>\n<\/div>\n                                                                                                    <a href=\"https:\/\/www.grospiron.com\/fr\/guides\/expatriation-australie-guide-complet\/\" target=\"_blank\" class=\"btn btn-simple btn-black\">\n                                        Expatriation en Australie : le guide complet                                        <span class=\"arrow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"12\" viewBox=\"0 0 20 12\" fill=\"none\">\n  <path d=\"M13 1.21045L18 6.21045L13 11.2104\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n  <path d=\"M18.3333 6.21045H0\" stroke=\"#FFEB00\" stroke-width=\"1.5\"\/>\n<\/svg><\/span>\n                                    <\/a>\n                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <h3 class=\"title h4\">\u00c0 ne pas confondre avec<\/h3>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><ul>\n<li><strong>CFE (Caisse des Fran\u00e7ais de l\u2019\u00c9tranger)<\/strong> : organisme de <strong>protection sociale<\/strong> destin\u00e9 aux Fran\u00e7ais vivant \u00e0 l\u2019\u00e9tranger\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u25b7 L\u2019assurance sant\u00e9 internationale est propos\u00e9e par un <strong>assureur priv\u00e9<\/strong> et peut compl\u00e9ter la couverture de la CFE.<\/li>\n<li><strong>Assurance voyage<\/strong> : couverture pr\u00e9vue principalement pour des s\u00e9jours <strong>temporaires<\/strong><br \/>\n\u25b7 L\u2019assurance sant\u00e9 internationale est davantage adapt\u00e9e \u00e0 une expatriation ou \u00e0 une installation de<strong> longue dur\u00e9e<\/strong>.<\/li>\n<\/ul>\n<\/div>\n                                                                                            <\/details>\n                        <\/li>\n                                            <li class=\"accordeons-item anim-element translate-y\">\n                            <details class=\"dropdown\">\n                                <summary class=\"dropdown-title\">\n                                                                            <div class=\"title h4\">Le r\u00f4le de Grospiron<\/div>\n                                                                        <span class=\"dropdown-icon\"><\/span>\n                                <\/summary>\n                                                                    <div class=\"dropdown-content wysiwyg-content\"><p>Dans le cadre d\u2019une mobilit\u00e9 internationale, <strong>Grospiron accompagne ses clients dans la pr\u00e9paration globale de leur installation \u00e0 l\u2019\u00e9tranger<\/strong>, en tenant compte notamment des questions li\u00e9es \u00e0 la protection sant\u00e9.<\/p>\n<p>Nous :<\/p>\n<ul>\n<li>vous aidons \u00e0 <strong>anticiper <\/strong>les d\u00e9marches avant votre d\u00e9part<\/li>\n<li>int\u00e9grons votre <strong>calendrier d\u2019installation<\/strong> \u00e0 l\u2019organisation du d\u00e9m\u00e9nagement<\/li>\n<li>vous rappelons les d<strong>ocuments essentiels<\/strong> \u00e0 conserver avec vous<\/li>\n<li>coordonnons le <strong>transport<\/strong> de vos biens avec votre arriv\u00e9e dans le pays<\/li>\n<li>vous <strong>orientons<\/strong>, si n\u00e9cessaire, vers des interlocuteurs sp\u00e9cialis\u00e9s<\/li>\n<\/ul>\n<p>Nous facilitons ainsi l\u2019organisation de votre <strong>mobilit\u00e9<\/strong> pour vous permettre de pr\u00e9parer votre installation \u00e0 l\u2019\u00e9tranger plus <strong>sereinement<\/strong>.<\/p>\n<\/div>\n                                                                                                    <a href=\"https:\/\/www.grospiron.com\/fr\/pourquoi-grospiron\/qui-sommes-nous\/\" target=\"_blank\" class=\"btn btn-simple btn-black\">\n                                        Qui sommes-nous ?                                         <span class=\"arrow\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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b\u00e2timents embl\u00e9matiques du centre-ville.\" srcset=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/05\/nexline-taille-image-_16__11zon.webp 1500w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/05\/nexline-taille-image-_16__11zon-300x238.webp 300w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/05\/nexline-taille-image-_16__11zon-1024x813.webp 1024w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/05\/nexline-taille-image-_16__11zon-768x610.webp 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/>        <\/div>\n        <div class=\"card-wrapper-text\">\n            <div class=\"card-post-info\">\n                                    <div class=\"card-categories-wrapper\">\n                                                    <div class=\"card-tag tag\"><span class=\"tag-text\">D\u00e9m\u00e9nagement international<\/span><\/div>\n                                            <\/div>\n                 \n            <\/div>\n            <div 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d\u2019expatriation en Australie\" srcset=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/03\/Sydney-skyline-et-Opera-destination-dexpatriation-en-Australie.webp 600w, https:\/\/www.grospiron.com\/wp-content\/uploads\/2026\/03\/Sydney-skyline-et-Opera-destination-dexpatriation-en-Australie-300x195.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>        <\/div>\n        <div class=\"card-wrapper-text\">\n            <div class=\"card-post-info\">\n                                    <div class=\"card-categories-wrapper\">\n                                                    <div class=\"card-tag tag\"><span class=\"tag-text\">D\u00e9m\u00e9nagement international<\/span><\/div>\n                                            <\/div>\n                 \n            <\/div>\n            <div class=\"card-title\">D\u00e9m\u00e9nager \u00e0 Sydney en 2026 : guide complet pour pr\u00e9parer son expatriation<\/div>\n                                <\/div>\n    <\/a>\n<\/div>    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\/>        <\/div>\n        <div class=\"card-wrapper-text\">\n            <div class=\"card-post-info\">\n                                    <div class=\"card-categories-wrapper\">\n                                                    <div class=\"card-tag tag\"><span class=\"tag-text\">D\u00e9m\u00e9nagement international<\/span><\/div>\n                                            <\/div>\n                 \n            <\/div>\n            <div class=\"card-title\">S\u2019installer \u00e0 Montr\u00e9al en 2026 : le guide complet pour r\u00e9ussir son d\u00e9m\u00e9nagement international<\/div>\n                                <\/div>\n    <\/a>\n<\/div>                        <\/div>\n                                            <div class=\"swiper-slide\">\n                            \n<div class=\"post-card card-normal anim-element translate-y\">\n    <a href=\"https:\/\/www.grospiron.com\/fr\/guides\/demenagement-international-vancouver\/\" class=\"card-link\">\n        <div 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international<\/span><\/div>\n                                            <\/div>\n                 \n            <\/div>\n            <div class=\"card-title\">S\u2019installer \u00e0 Vancouver en 2026 : le guide complet pour r\u00e9ussir son d\u00e9m\u00e9nagement international<\/div>\n                                <\/div>\n    <\/a>\n<\/div>                        <\/div>\n                                            <div class=\"swiper-slide\">\n                            \n<div class=\"post-card card-normal anim-element translate-y\">\n    <a href=\"https:\/\/www.grospiron.com\/fr\/guides\/demenagement-international-toronto\/\" class=\"card-link\">\n        <div class=\"card-thumbnail has-fallback wrapper-image\">\n            <img decoding=\"async\" width=\"600\" height=\"390\" src=\"https:\/\/www.grospiron.com\/wp-content\/uploads\/2025\/12\/Toronto-au-coucher-du-soleil-Vue-emblematique-de-la-ville.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" 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international<\/div>\n                                <\/div>\n    <\/a>\n<\/div>                        <\/div>\n                                    <\/div>\n                                    <div class=\"derniers-posts-pagination swiper-pagination only-mobile\"><\/div>\n                            <\/div>\n            <div class=\"wrapper-buttons horizontal\">\n                <a href=\"https:\/\/www.grospiron.com\/fr\/guides\/\" class=\"btn btn-filled btn-primary btn-black-hover\">\n                    Tous nos guides                <\/a>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"template":"","glossary-cat":[],"class_list":["post-9307","glossary","type-glossary","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance 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